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Getting pre-approved is the first legitimate step towards purchasing your new home. To get pre-approved, we verify your information and documents to determine how much you are able to borrow towards your new home. This will strengthen any offer you make for a home.

What Paperwork Will Be Need?                 

To apply for a new mortgage, you will be asked to provide documentation that will be needed for the mortgage loan process.  A copy of your credit report from a credit agency will be requested in order to verify the information provided in your loan application.

Be prepared to provide the following:

  • Social Security Numbers for all borrowers
  • Copies of Checking and Savings accounts statements for the past 2 months
  • Evidence of other Assets such as Stocks, Bonds or 401K
  • Recent Paycheck Stubs
  • W-2 Forms or Income Tax Returns for the past 2 years
  • Name and Address of your Employer
  • Residence History for the past 2 years
  • Sales Contract for the purchase of a new home
  • Homeowners Association information (if applicable)

Click below to find out 5 reasons to get pre-approved for a home loan.