For most families, choosing a new home is the biggest financial decision they will ever make. There are many complicated decisions involved in choosing your new home. GM can help guide you through this.
Finding a house that’s “just right” can be quite overwhelming, especially with all the available homes in the area. As the GM team are experts in Southern California real estate, we keep track of all the homes available and often, we know of properties that aren’t yet entered in the Multiple Listings Service (MLS). Also, many home listing online sites such as Zillow and Trulia have incorrect information or delayed with new properties
If you are looking for accurate listings on the market, please complete the short form to the right and a GM Team Member will get in contact with you to find out the features you are looking for in your dream home. Then the GM Agent will send you a list of the houses that match what you’re looking for. If interested, an automatic email will be sent to you on a regular basis as homes come on the market that match your criteria.
As an added benefit to potential buyers, we have added this mortgage calculator to assist you in estimating your mortgage payment. The calcuator below does not include, property taxes or HOA fees and other home owner fees so your total payment maybe higher than the estimate.
We strongly encourage you to contact a GM Mortgage professional for an accurate estimate of a mortgage payment.
Getting pre-approved is the first legitimate step towards purchasing your new home. To get pre-approved, we verify your information and documents to determine how much you are able to borrow towards your new home. This will strengthen any offer you make for a house.
In order to apply for a new mortgage, we will ask you to provide us with some documentation that we will need for the mortgage loan process. We will request a copy of your credit report from a credit agency and will verify the information provided in your loan application.
Most recent 2 years’ tax returns with page 2 signed of each tax return
Most recent 2 years’ W-2’s and or K-1’s
Most recent 2 months bank statements on all accounts. Including all pages of 401K, IRA’s and investment accounts
Most recent two pay stubs with each W-2 borrowers
Copy of Driver’s License for each borrower
When relocating to a new area, you can be very overwhelmed with a lot on your mind: a different job, different schools, different church, different daily routine and of course, finding a new place for your family to call home. At GM Realty, we understand this and are experts in managing the relocation process as we have a long history of finding buyers the right home by following a refined process designed to speed up your search.
When most buyers go into home search mode – they may wind up with 50+ listings to view. Naturally, that’s too many homes to look so we help you narrow your search down to 20-25 houses by keeping these items in mind:
Send two lists a few days before arriving. One list should be of things you require in your new home. The other list should be for optional things you want which helps eliminate homes that don’t meet your needs.
Have a set price range. This could be based on loan pre-approval or a conservative estimate of how much you’ll get from the sale of your current home.
Think about drive time to work or other interests. Traffic in all these areas can be different than what you’re accustomed to, so let us know how long a commute you’re willing to undertake.
Before the in-person meeting, we will send you recommendations for possible homes that fit your criteria. You might have a list of strong possibilities culled from your own research as well. While seeing listing photos on the web is invaluable, there’s nothing like seeing homes in person. Therefore, when you come into town we will set up the necessary appointments to view the homes you are interested in, map a route and visit 8 to 10 homes in a day.
The goal is by the end of your trip, you can be relieved to know the residential areas better, have some homes you’re interested in and ideally have found the best home for your family.
Contact GM Realty today to help you relocate to the home of your dreams!